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Keep records

When finalizing the value of your note it will be important to be able to show a record of the payment history from the borrower.  If the borrower is known for making late payments, the value of the note overall could decrease.  This is also the case if the borrower has a low credit score and could be a potential risk for the note purchaser.  An accurate payment history could help you offset this possibility and maintain the value of your note.